hoa.to supports Canadian condominium and strata communities: PAD/EFT payments, province-aware notices, and bilingual (EN/FR) support.
Condominium and strata law is provincial in Canada, so the rules a board follows in Ontario differ from British Columbia, Alberta or Quebec: governing statute, notice periods for board and annual meetings, records access, e-voting, reserve or contingency fund requirements, and status certificates all vary by province. Each reference below summarizes what applies where your community is located.
Pick your province to see its reference, or use it before a board decision that touches statute: a reserve fund study cadence or a status certificate request, for example. This is general guidance, not legal advice; confirm anything consequential with licensed counsel in your province.
Coverage today includes Ontario, British Columbia, Alberta and Quebec, the provinces with the largest concentrations of condominium and strata corporations and the clearest statutory frameworks. We’re adding more provinces as we complete a statute-specific review for each one, rather than publishing generic content that isn’t actually tied to that province’s law.
Functionally, yes. What Americans call an HOA is, in Canada, a condominium corporation, a strata corporation or a syndicate of co-owners depending on the province. Each is a legal person made up of the owners, run by an elected board or council, funded by common expense contributions or strata fees, and bound by a provincial statute plus its own declaration, bylaws and rules. The word HOA is used informally in Canada but rarely appears in legislation.
For a side-by-side of the terms, fees, boards and disputes, read Is an HOA a strata? HOA vs strata vs condo corporation.
| Province | The entity | Governing statute | Regulator or tribunal |
|---|---|---|---|
| Ontario | Condominium corporation | Condominium Act, 1998 and O. Reg. 48/01 | Condominium Authority of Ontario and the online Condominium Authority Tribunal; CMRAO licenses managers |
| British Columbia | Strata corporation (strata council) | Strata Property Act and B.C. Reg. 43/2000 | Civil Resolution Tribunal (most strata disputes, any amount) |
| Alberta | Condominium corporation | Condominium Property Act, RSA 2000, c C-22 and Regulation | None; courts |
| Quebec | Syndicate of co-owners | Civil Code of Québec (divided co-ownership) and the 2025 regulation | None; courts (OQLF for language, CAI for privacy) |
Two things trip up boards that operate in more than one province or that read US advice: what the reserve study is called and how often it is due, and what the resale document is called and how fast it must be delivered. The figures below were checked against the official sources linked on each province page.
| Province | Reserve study | Cycle | Resale document | Deadline |
|---|---|---|---|---|
| Ontario | Reserve fund study (class 1, 2, 3) | At least every 3 years | Status certificate | 10 days; fee capped at $100 including tax |
| British Columbia | Depreciation report | At least every 5 years (fewer than 5 lots exempt) | Form B Information Certificate; Form F Certificate of Payment | One week each; Form F fee capped at $15 |
| Alberta | Reserve fund study and plan | No less than every 5 years | Estoppel certificate | 10 days |
| Quebec | Contingency fund study plus maintenance log | Every 5 years | Seller's certificate of the syndicate | In due time before the sale; no fixed statutory day count |
In practice yes. Canadian provinces use condominium corporation, strata corporation or syndicate of co-owners for the owner-run body that an American would call an HOA. The statute and the dispute forum differ by province.
Ontario (the Condominium Authority Tribunal, for records, pets, vehicles, parking, storage, nuisance and settlement disputes) and British Columbia (the Civil Resolution Tribunal, for most strata disputes). Alberta and Quebec use the courts.
Yes. Communities can be set up with a Canadian province, which drives the notice defaults, reserve terminology and status document type, with Canadian-dollar defaults and pre-authorized debit and EFT payment options.
Your provincial condominium or strata statute, your declaration or bylaws, and a local lawyer. The guides and calculators on this site are jurisdiction-neutral and still apply to budgeting, meetings and collections.
US community? See HOA law by state →. Running a self-managed board? Pair a province reference with the free calculators and the management guides for the budgeting and meeting side of the job.
Dues, payments, violations, ARC, documents, voting, and a resident app — all in one place. Free to start, no credit card.