Request a resale package
For realtors, title and escrow agents, and closing attorneys. Submit the unit and closing details and the association manager assembles and delivers the package.
One request, full package
Balance, governing documents, and a signed cover sheet assembled by the association manager.
Rush when you are closing
Add rush service for a prioritized turnaround when your closing date is tight.
Current, official figures
Account figures are pulled live and current as of the prepared date on the package.
After you submit, payment instructions follow by email. The package is assembled and delivered once payment is received. Fees shown are illustrative for this preview.
What's in a resale or estoppel package
A resale certificate (sometimes called an estoppel certificate, status certificate, or dues certification depending on your state or province) confirms the account balance owed on a unit, any pending or upcoming special assessments, and typically includes copies of the governing documents, current budget, and recent financial statements. Closing attorneys, title companies and lenders request these to confirm what a buyer is taking on before a sale closes.
Requests are typically fulfilled by the association's manager, pulling figures directly from the live ledger rather than a stale balance, and delivered securely so the closing team has current information on file.
Frequently asked questions
How long does a standard resale package take?
Where a statute sets a deadline the association must meet it: 10 business days in Florida, 10 days in Ontario and Alberta, one week for a BC Form B. Elsewhere turnaround depends on the association and manager workload; select rush service on the request form if your closing date is tight.
What's the difference between an estoppel certificate and a resale package?
Terminology varies by state and province: some require a specific statutory estoppel/status certificate format with defined content and deadlines, while a fuller resale package may add governing documents and recent financials on top of that. Check what your jurisdiction and closing require.
Who pays for the resale package?
This is typically negotiated between buyer and seller as part of closing costs, per local custom and the purchase agreement. Payment instructions are sent by email after you submit a request.
Are the account figures current as of closing?
Figures are pulled live as of the date the package is prepared; if there's a gap between preparation and closing, confirm whether an updated figure is needed.
Resale documents by jurisdiction
The same document has a different name, deadline and fee cap depending on where the community is. These figures were checked against the official statute or regulator on 2026-09-19; the linked reference pages cite the sources.
| Jurisdiction | Document | Deadline | Fee |
|---|---|---|---|
| Florida | Estoppel certificate (statutory form) | 10 business days after a written or electronic request | Statutory cap; check the current text |
| California | Resale disclosure package and statement of amounts owing | Set by the Davis-Stirling Act | Capped by the Act |
| Texas | Resale certificate | Set by the Property Code | Set by the Property Code |
| New York | Payoff or status letter from the managing agent | By practice and the bylaws | By practice and the bylaws |
| Ontario | Status certificate (section 76) | 10 days after request and fee | Up to $100 including tax |
| British Columbia | Form B Information Certificate; Form F Certificate of Payment | One week each | Form F up to $15; Form B fee set by regulation |
| Alberta | Estoppel certificate (section 43.2) | 10 days after a written request | Set by regulation |
| Quebec | Seller's certificate of the syndicate (article 1068.1) | In due time before the sale | Not fixed by statute |
How to request a certificate
- Confirm the exact legal name of the association and the unit or lot as it appears on title; certificates are issued per unit.
- Choose the document your closing needs: a resale package, an estoppel or a status certificate. The names are not interchangeable in every jurisdiction.
- Submit the request with the closing date, the requester's role (owner, buyer, lender, agent or lawyer) and where to deliver it.
- Pay the fee when instructed. In most jurisdictions the statutory clock starts when the request and fee are both received.
- Check the issue date on the certificate against the closing date. If the gap is long, ask for an updated figure before funds move.
What the association checks before issuing
- • The unit ledger: regular assessments, any special assessment approved or proposed, late fees and interest, and payments in transit.
- • Open violations, unpaid fines and any collection or legal action affecting the unit.
- • The reserve or contingency fund position and the most recent study, where the certificate must disclose them.
- • Insurance certificates and any pending litigation or judgment against the association.
- • The current governing documents, budget and financial statements to attach.
In hoa.to, figures are pulled from the live ledger on the date the package is prepared and the request is tracked against the unit, so the manager can show when it was received, paid and delivered. See the disclosure and resale guide for the board's side of the process.