New York HOA & condo law reference
A plain-language quick reference for New York boards and managers. hoa.to is jurisdiction-aware, so notices and reserve rules follow New York defaults.
Governing statute
New York Condominium Act (Real Property Law Article 9-B); co-ops under the Business Corporation Law; HOAs under the Not-for-Profit Corporation Law. N.Y. Real Property Law Article 9-B (condominiums). Governing documents: Declaration, bylaws and rules (proprietary lease for co-ops).
Meetings & notice
Board meeting notice: per bylaws day(s). Annual/membership meeting notice: per statute day(s). Meeting-notice lead times are set by the governing documents and the applicable corporate statute. Confirm exact day counts with counsel.
Records access
Owners may inspect records within the statutory day(s) of a written request. Owner/shareholder inspection rights arise under the governing documents and corporate law. Confirm the response clock with counsel.
Electronic voting
Permitted. Electronic voting is authorised in most states, but consent, authentication, secrecy and paper opt-out rules diverge. Election defects are a common litigation basis.
Reserve studies & funding
Not mandated statewide. Funding: disclosure only. No general statewide reserve-study mandate identified; follow the governing documents. Verify with counsel.
Liens & collections
Assessment liens are permitted. Common-charge and assessment liens are available; procedure differs for condominiums vs cooperatives. Verify with counsel. Surcharge disclosure note: New York requires the total credit-card price to be posted. Late-fee and interest terms follow the governing documents.
Resale / status documents
Document: estoppel / payoff letter. Statement of amounts owing provided on resale; verify form and turnaround with counsel.