COMPARISON
hoa.to vs PayHOA
Popular with self-managed associations for dues and communication. Here's an honest look at how the two compare — including where PayHOA is the stronger choice.
Where PayHOA shines
Small, self-managed HOAs that want simple online dues collection and are happy to move their bookkeeping into the platform.
Choose hoa.to if…
- You want to keep QuickBooks and sync two-ways instead of replacing your accounting.
- You need native iOS/Android resident apps, not just a web portal.
- You want AI help (violation photo detection, drafted minutes, a resident assistant).
- You manage condos/strata or operate in Canada, not just US HOAs.
Choose PayHOA if…
- You're a very small self-managed HOA and want the simplest possible setup.
- You don't need QuickBooks integration or native mobile apps.
Feature comparison
| hoa.to | PayHOA | |
|---|---|---|
| Accounting | Full fund accounting + QuickBooks two-way sync (keep or replace) | Built-in accounting; does not integrate with QuickBooks |
| Payments | ACH, cards, autopay, Canadian PAD; reconciled to the owner ledger | Online payments for US associations |
| Mobile app | Native iOS + Android with push | Web portal |
| AI | Photo violation detection, AI minutes, resident assistant | Not a focus |
| Coverage | US HOA + condo/strata, and Canada | US HOAs |
| API & webhooks | Public REST API, webhooks, Zapier | Limited |
This comparison reflects hoa.to's understanding of publicly available information about PayHOA and may not capture recent changes. It is not affiliated with or endorsed by PayHOA.